Refund Policy
Exactly how and when your money comes back, broken down by payment method. No small print, no surprises.
01When you are entitled to a refund
This page explains how money moves back to you. What can be returned in the first place, and the condition it needs to be in, is covered on our Shipping & Returns page. Read that first if you have not started a return yet.
✓Refund issued
- Device is faulty, or dead on arrival
- A fault was not disclosed on the product page
- Wrong item or wrong configuration delivered
- Item damaged in transit and reported in time
- Order cancelled before dispatch
- Your pin code cannot be serviced by our couriers
- Parcel confirmed lost by the courier
- Approved change-of-mind return within 7 days
- Payment debited but the order never got created
×No refund
- Request made after the 7 day return window
- Damage caused after delivery, including liquid damage
- Device opened, repaired or modified elsewhere
- Serial number or tamper seal broken or removed
- Cosmetic wear matching the grade you bought
- Missing box, charger, cables or accessories
- Software, licences and activated digital keys
- Clearance or as-is items, marked at purchase
- Device still locked to your Google, Microsoft or Apple account
02What we refund
We refund the price you actually paid for the item, after any discount that was applied at checkout. Where a discount covered several items and you return only one, the discount is recalculated proportionally across what you keep.
| Component | Refunded when it is our fault | Refunded on change of mind |
|---|---|---|
| Item price | Yes, in full | Yes, in full |
| Outbound shipping you paid | Yes | No |
| Return courier cost | We pay it | You pay it |
| Gateway or payment fees | Yes | Yes |
| Restocking deduction | Never applied | Up to 10% of the item price if returned opened or incomplete |
Shipping within India is currently free, so in most cases there is no outbound charge to refund. If that changes, the table above is what applies.
03How long a refund takes
- You raise the request. We reply within 1-2 working days with approval and return instructions.
- The item reaches us. Transit time depends on your location and the courier.
- We inspect and test it within 2-3 working days of delivery to our store, and confirm the outcome by email.
- We issue the refund within 5-7 working days of that confirmation.
- Your bank credits it in a further 3-5 working days. This last leg is controlled by your bank and card network, not by us.
A note on the last step. Once we process a refund the money has left our side and is with the payment gateway. If it has not reached you 3-5 working days after we confirm, send us the order number and we will give you the gateway reference number to take to your bank.
04Refunds by payment method
Refunds always go back to the original payment method. We cannot redirect a card refund to a different card, or to a bank account, because the gateway reverses the original transaction.
| You paid by | Money goes back to | Typical time after we process |
|---|---|---|
| UPI | The same UPI ID or linked bank account | 1-3 working days |
| Debit or credit card | The same card | 5-7 working days |
| Net banking | The originating bank account | 3-5 working days |
| Wallet, including Paytm | The same wallet | 1-3 working days |
| EMI | The card. Your bank reverses the EMI plan | 7-10 working days |
| Cash on delivery | Bank transfer or UPI to details you give us | 3-5 working days |
A note on EMI
If you paid by EMI, your bank may have already charged interest or a processing fee for the first instalment. That charge is levied by your bank and we are not able to refund it. The principal is returned in full and your bank cancels the remaining instalments, which can take one or two billing cycles to show on your statement.
Cash on delivery
For COD orders we ask for a bank account number with IFSC, or a UPI ID, in the name of the person who placed the order. We do not refund COD orders in cash and we cannot transfer to a third party's account.
05Partial refunds
A partial refund may be issued where only part of the order is returned, or where a returned item comes back in a condition we did not expect.
This applies when accessories or the original packaging are missing, when the device shows damage that was not present when we shipped it, or when a change-of-mind return arrives opened and no longer sellable as it was. We will always tell you the exact deduction and the reason before the refund is processed, and you can ask for the item back instead at your own courier cost.
Where an order qualified for a bundle price or a multi-item discount and you keep only part of it, the remaining items are re-priced at their normal rate and the refund reflects that difference.
06Cancellations
Cancel before dispatch and you receive a full refund with no deduction, processed within 5-7 working days.
Once the parcel is with the courier the order cannot be cancelled. You can refuse the delivery, but the courier cost in both directions is deducted from your refund. Custom-built PCs may attract a deduction for components already sourced once assembly has started, and we will confirm that amount with you first.
07Failed or duplicate payments
If money left your account but no order confirmation arrived, the payment was almost certainly not captured. In most cases the amount is auto-reversed by your bank within 5-7 working days without anyone doing anything.
If it has not come back after that, send us the date, the amount, and the bank reference or UTR number. We check it against our gateway records and, if the payment did reach us, refund it immediately.
Charged twice for one order? Tell us and we refund the duplicate in full, including any fees, as a priority.
08Lost, undelivered or refused parcels
If a courier confirms your parcel is lost we issue a full refund including any shipping you paid, or ship a replacement, whichever you prefer. We raise the claim with the courier ourselves. You are not asked to wait for the claim to settle before we refund you.
If a parcel is returned to us because nobody was available after repeated delivery attempts, or because the address or phone number was incorrect, we refund the item price less the courier cost in both directions. Please make sure your address and phone number are correct at checkout, and answer the courier's call.
09How to request a refund
- Email info@ftechdeals.com, call +91 82830 94354, or message us on WhatsApp.
- Give us your order number, the reason, and photos or a short video if the item is faulty.
- Tell us what you want — refund, replacement or repair. If you want a refund, say so clearly.
- Return the item using the instructions we send. Do not ship anything back before approval.
- Watch for our confirmation email. It carries the refund amount, the method and the gateway reference number.
10Disputes and chargebacks
If you disagree with a refund decision, reply to our email and ask for it to be reviewed. We will look at it again and explain our reasoning with the inspection notes and photographs from our bench test.
Please talk to us before raising a chargeback with your bank. A chargeback freezes the transaction for weeks at both ends and usually takes far longer than simply resolving it with us directly. We keep test records and delivery proof for every order and will supply them if a dispute is raised.
This policy is governed by the laws of India. Any dispute is subject to the jurisdiction of the courts of Mohali, Punjab.
11Frequently asked questions
Can I get the refund to a different account?
No. Refunds reverse the original transaction, so the money returns to the card, UPI ID or account you paid from. The one exception is cash on delivery, where there is no original method to reverse and we transfer to details you provide.
My refund is showing as processed but I have not received it.
Once processed, the money is with the payment gateway and your bank. Allow 3-5 working days. If it still has not arrived, ask us for the gateway reference number and give that to your bank — it lets them trace the credit directly.
Can I have store credit instead of a refund?
Yes, if you prefer. Store credit is issued immediately once your return is approved, without waiting for bank processing, and it never expires. Just tell us when you raise the request.
Do you refund the GST?
Yes. Refunds are of the full invoiced amount including GST, and we issue a credit note against the original invoice for your records.
What if I want a replacement rather than money back?
Where stock allows we will replace the unit with the same model. If you choose a different model, you pay or we refund the difference. Replacements ship as soon as we confirm the fault, so they are usually faster than a refund.
Need to raise a refund?
Talk to a real person at the store. We answer during business hours and usually reply the same day.
Mon-Sat, 10:30 AM - 7:30 PM